Expertise

Finlay is an Associate in the real estate team with extensive experience advising on real estate finance and commercial property matters, with a strong focus on secured lending, leasing and development transactions in Scotland.

He regularly acts for lenders and borrowers on a broad range of real estate finance transactions, including residential and commercial bridging finance, term lending, refinances and portfolio acquisitions involving residential, commercial and mixed-use assets.

Alongside his finance practice, Finlay has extensive experience advising landlords and tenants on commercial leasing matters across the retail, office and industrial sectors, as well as undertaking significant amount of development work, particularly within the roadside retail sector, advising on petrol station and drive-thru developments from site acquisition through to development, funding and occupational arrangements.

Finlay is committed to delivering exceptional client service through his proactive attitude and genuine enthusiasm for his work.

Finlay Advises

  • Real estate lenders and funders, including residential and commercial bridging finance providers
  • UK banks and challenger banks
  • Property developers and investors
  • Borrowers on secured lending and refinancing transactions
  • Landlords and tenants on commercial lease transactions
  • Retailers, office occupiers and industrial tenants
  • Developers and operators in the petrol station, roadside retail and drive-thru sectors

Experience Highlights

  • Lead solicitor acting for a commercial real estate lender on a £3.85m secured facility and refinance of two large hotel assets in Scotland
  • Advising a property investment company on a £7.5m refinance of two substantial office developments.
  • Acting for a national storage operator on a £1.2m refinance involving five separate commercial assets
  • Advising a residential bridging lender on the funding of several multi-property residential portfolio acquisitions.
  • Acting on numerous residential and commercial bridging transactions for both lenders and borrowers across Scotland
  • Acted for a leading international food and beverage brand in the rollout of multiple commercial leases across Scotland

Career History

Previous Businesses

  • Associate – gunnercooke (July 2025 – Present)
  • Trainee/Solicitor – Curle Stewart (June 2022 – July 2025)

 

Memberships

  • Law Society of Scotland

 

Education

  • LLB, University of Strathclyde
  • Diploma in Professional Legal Practice, University of Strathclyde

Expertise

Back to top

Finlay is an Associate in the real estate team with extensive experience advising on real estate finance and commercial property matters, with a strong focus on secured lending, leasing and development transactions in Scotland.

He regularly acts for lenders and borrowers on a broad range of real estate finance transactions, including residential and commercial bridging finance, term lending, refinances and portfolio acquisitions involving residential, commercial and mixed-use assets.

Alongside his finance practice, Finlay has extensive experience advising landlords and tenants on commercial leasing matters across the retail, office and industrial sectors, as well as undertaking significant amount of development work, particularly within the roadside retail sector, advising on petrol station and drive-thru developments from site acquisition through to development, funding and occupational arrangements.

Finlay is committed to delivering exceptional client service through his proactive attitude and genuine enthusiasm for his work.

Finlay Advises

Back to top

  • Real estate lenders and funders, including residential and commercial bridging finance providers
  • UK banks and challenger banks
  • Property developers and investors
  • Borrowers on secured lending and refinancing transactions
  • Landlords and tenants on commercial lease transactions
  • Retailers, office occupiers and industrial tenants
  • Developers and operators in the petrol station, roadside retail and drive-thru sectors

Experience Highlights

Back to top

  • Lead solicitor acting for a commercial real estate lender on a £3.85m secured facility and refinance of two large hotel assets in Scotland
  • Advising a property investment company on a £7.5m refinance of two substantial office developments.
  • Acting for a national storage operator on a £1.2m refinance involving five separate commercial assets
  • Advising a residential bridging lender on the funding of several multi-property residential portfolio acquisitions.
  • Acting on numerous residential and commercial bridging transactions for both lenders and borrowers across Scotland
  • Acted for a leading international food and beverage brand in the rollout of multiple commercial leases across Scotland

Career History

Back to top

Previous Businesses

  • Associate – gunnercooke (July 2025 – Present)
  • Trainee/Solicitor – Curle Stewart (June 2022 – July 2025)

 

Memberships

  • Law Society of Scotland

 

Education

  • LLB, University of Strathclyde
  • Diploma in Professional Legal Practice, University of Strathclyde