Partner

Banking & Finance

Accolades

Expertise

Matthew is a very experienced finance lawyer with a very broad experience as a lending and security specialist providing legal advice and commercial solutions.  Matthew is commercially fluent and client focussed.

He has worked on numerous lending transactions for lenders and borrowers covering a range of products including asset finance, receivables finance, securitisations, general corporate lending and acquisition finance.  He has particular expertise in asset based structures including securitisations and other receivables based transactions, cross-border and off-balance sheet transactions, the financing of capital equipment, ranging from aircraft (including helicopters), marine assets, computers to vehicles, on lease and debt-based structures.

Matthew has built up an excellent number of clients and relationships which include UK and international banks, lessors, alternative lenders, finance houses, fintechs, manufacturing companies, energy generators.

 

Experience Highlights

  • Acting for a prestige car manufacturer on the financing of £70m of components and spare parts including a purchase agency with consignment facility to allow for the finance to be provided on a rolling basis.
  • Acting for prestige car manufacturer on £150m securitisation programme to be used as a wholesale finance facility supported by credit insurance.
  • Acting for a US based B2B invoice funder on its UK programme including drafting agreements with suppliers and buyers
  • Acting for a leading UK bank on the £100 million receivables financing of a bonus payment payable under a significant infrastructure contract.
  • Acting for numerous bank’s asset/invoice finance teams drafting standard form receivables purchase agreements.
  • Acting for start up car battery manufacturer on a €10,000,000 convertible loan note.
  • Acting for trustees of a pension fund on the sub-participation of a £100 million loan.
  • Acting for a German car manufacturer on a €50 million debt facility.
  • Acting for a UK bank on $450m ECA supported lease facility for a major helicopter operator. The transaction involved over 40 helicopters and about 20 different jurisdictions. The work also covered dealing with aircraft movements and protecting the lessor’s position following a change in country of registration of a helicopter.
  • Acting for various leasing companies on the negotiation of strategic programme agreements including pan European programmes for the B2B leasing of equipment.
  • Acting for a specialist CCA regulated lender on the restructuring of its securitisation facilities.
  • Advising a bank on the restructuring of various lending facilities including enforcement options.
  • Acting for a finance company on a dispute with a partner in a joint venture and the unwinding of the joint venture.
  • Acting for high net worth individuals on the acquisition and financing of aircraft.
  • Acting for a US VC fund on its acquisition of a European recruitment business.
  • Acting for the lender on the financing of payments made via EPOS terminals.
  • Acting for a medical service provider on the discounting of its invoices issued to various NHS trusts.
  • Acting for a leading global bank’s asset finance unit on the receivables financing of electricity meters.
  • Acting for a leading financial services company on the receivables financing of software licence fees.
  • Acting for a major international bank on the financing of a distribution centre in the UK through the use of purchase agency and lease arrangements.
  • Acting for a major UK Bank on a £43 million financing of generators to be used in the electricity sector capacity market.
  • Acting for a major manufacturing company on the sale and hire purchase back of production line equipment.
  • Acting for the commercial lender on an EDC backed facility for an African government.
  • Acting for commercial lender on a framework agreement for ECA supported loans to a Russian bank.

 

Career History

Previous Law Firms

  • Gowling WLG, London – Head of Asset and Receivables Finance (2016-2023)
  • Dentons, London – Partner (2000-2016)

 

Expertise

Back to top

Matthew is a very experienced finance lawyer with a very broad experience as a lending and security specialist providing legal advice and commercial solutions.  Matthew is commercially fluent and client focussed.

He has worked on numerous lending transactions for lenders and borrowers covering a range of products including asset finance, receivables finance, securitisations, general corporate lending and acquisition finance.  He has particular expertise in asset based structures including securitisations and other receivables based transactions, cross-border and off-balance sheet transactions, the financing of capital equipment, ranging from aircraft (including helicopters), marine assets, computers to vehicles, on lease and debt-based structures.

Matthew has built up an excellent number of clients and relationships which include UK and international banks, lessors, alternative lenders, finance houses, fintechs, manufacturing companies, energy generators.

 

Experience Highlights

Back to top

  • Acting for a prestige car manufacturer on the financing of £70m of components and spare parts including a purchase agency with consignment facility to allow for the finance to be provided on a rolling basis.
  • Acting for prestige car manufacturer on £150m securitisation programme to be used as a wholesale finance facility supported by credit insurance.
  • Acting for a US based B2B invoice funder on its UK programme including drafting agreements with suppliers and buyers
  • Acting for a leading UK bank on the £100 million receivables financing of a bonus payment payable under a significant infrastructure contract.
  • Acting for numerous bank’s asset/invoice finance teams drafting standard form receivables purchase agreements.
  • Acting for start up car battery manufacturer on a €10,000,000 convertible loan note.
  • Acting for trustees of a pension fund on the sub-participation of a £100 million loan.
  • Acting for a German car manufacturer on a €50 million debt facility.
  • Acting for a UK bank on $450m ECA supported lease facility for a major helicopter operator. The transaction involved over 40 helicopters and about 20 different jurisdictions. The work also covered dealing with aircraft movements and protecting the lessor’s position following a change in country of registration of a helicopter.
  • Acting for various leasing companies on the negotiation of strategic programme agreements including pan European programmes for the B2B leasing of equipment.
  • Acting for a specialist CCA regulated lender on the restructuring of its securitisation facilities.
  • Advising a bank on the restructuring of various lending facilities including enforcement options.
  • Acting for a finance company on a dispute with a partner in a joint venture and the unwinding of the joint venture.
  • Acting for high net worth individuals on the acquisition and financing of aircraft.
  • Acting for a US VC fund on its acquisition of a European recruitment business.
  • Acting for the lender on the financing of payments made via EPOS terminals.
  • Acting for a medical service provider on the discounting of its invoices issued to various NHS trusts.
  • Acting for a leading global bank’s asset finance unit on the receivables financing of electricity meters.
  • Acting for a leading financial services company on the receivables financing of software licence fees.
  • Acting for a major international bank on the financing of a distribution centre in the UK through the use of purchase agency and lease arrangements.
  • Acting for a major UK Bank on a £43 million financing of generators to be used in the electricity sector capacity market.
  • Acting for a major manufacturing company on the sale and hire purchase back of production line equipment.
  • Acting for the commercial lender on an EDC backed facility for an African government.
  • Acting for commercial lender on a framework agreement for ECA supported loans to a Russian bank.

 

Career History

Back to top

Previous Law Firms

  • Gowling WLG, London – Head of Asset and Receivables Finance (2016-2023)
  • Dentons, London – Partner (2000-2016)